Jan Hart
Your Home Loan Expert
When you’re ready to build, buy, or refinance your home, you deserve the utmost care. Jan Hart brings passion and expertise to help you on your mortgage journey, especially with FHA and conventional loans..
A Loan Expert by Your Side
Jan is a seasoned mortgage professional with over three decades of experience in the industry. Armed with a BA in Business from Fort Lewis College and a wealth of specialized knowledge acquired through various courses, including the City of Cortez Citizens Police Academy, Jan embarked on her journey in February 1991. Her affinity for numbers and passion for helping others drew her to the mortgage sector, where she thrives on finding creative solutions to empower first-time homebuyers and restructuring financial issues for her clients.
Residing in Cortez, Colorado, since 1984, Jan is deeply rooted in her community. She enjoys patronizing local businesses, particularly those with inviting outdoor patios. Clients appreciate Jan’s meticulous approach and genuine care, which fosters lasting relationships beyond the lending process.
A standout moment in Jan’s career involved providing comfort and support to a distressed client, ultimately helping her secure her first home. Outside of work, Jan cherishes time with her family, including her daughter and grandchildren in Montana, and her son who works alongside her in the mortgage industry. She finds solace in motorcycle rides and tropical getaways, alongside her commitment to supporting local charities and fundraisers.
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Local Home Loan
Expertise & Service
Our most popular loan options
By far, the most popular type of home loan. Borrow up to 97% of the home’s value. Private mortgage insurance required for down payment of less than 20%.
Designed to help borrowers with low-to-moderate income or low credit purchase a home. Down payment as low as 3.5% and available to those with low credit scores.
MannMade construction and renovation loans exclusively through Mann Mortgage. 0-5% down payment, lock in the best interest rate, monitor construction spending online, and save time and money with a one-time close.
Available to assist active service members, veterans, and surviving spouses in buying, building, and retaining a home. 0% down payment and properties must meet VA guidelines.
Refinance to get a lower rate, get cash out, shorten your term, or change the type of loan you have.